Bankruptcy Hartford CT: Ch.7 & Ch. 13 Bankruptcy Lawyer

As the economy nears the 'fiscal cliff' deadline many people are facing the chance that they may have to file for personal bankruptcy. Years of a slumping economy, bad housing market and rising unemployment have put many people on a dangerous slide into debt and if taxes are not eased on some households and income levels people will have no choice but to file either a Ch. 7 or Ch.13 bankruptcy. Even families that were prudent with their finances during these difficult times may now be forced to take drastic measures to keep from getting into further debt.

Bankruptcy Problems in Hartford, Connecticut?

If you live in Hartford and are having trouble making the minimum payment on a credit card, have fallen behind on a mortgage or can't afford to pay back loans you may need to file a personal bankruptcy to relieve yourself of rising interest rates and default payments. Bankruptcy attorney Chris Carrozzella has years of experience helping individuals in Connecticut get the advice and information they need to properly file a Ch. 7 or Ch. 13 bankruptcy to fend off collection calls, protect their home and get back on the road to financial freedom.

Bankruptcy Can Happen to Anyone

Many people still view bankruptcy as a personal failure and have difficulty making the decision to admit they have exceeded their means when it comes to borrowed money and the ability to pay it back. From student loans and mortgages to credit cards and cars people have made financial decisions that may be coming back to haunt them since they no longer have the income to keep up with payments. This situation is not unusual, especially since the recession hit the US economy in 2007, but the longer you postpone action the worse the situation can get.

By scheduling a free initial consultation with bankruptcy lawyer Chris Carozzella you get started on taking control of your financial future and can begin the steps that will either eliminate certain debts or structure a payment plan you can afford. Evening and weekend appointments are available and with the experience Chris Carrozzella has in personal bankruptcies in Connecticut you will get the legal guidance you need to make an informed decision regarding a Ch. 7 or Ch. 13 bankruptcy filing in Hartford.