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Bankruptcy Berlin CT: Ch.7 & Ch. 13 Bankruptcy Lawyer

Filing for a personal bankruptcy is no longer the taboo topic it used to be. Once a symbol of failure and incompetence bankruptcy is now seen in a different light due to the near economic collapse of the US economy and the ramifications it has had on people's individual retirement plans, stock portfolios and net worth. This current recession has forced many people to face the possibility of filing a Ch. 7 or Ch. 13 personal bankruptcy to stave off creditors and collection agencies. If you live or work in the Berlin, CT area and are struggling to make payments while accruing high interest on debts contact experienced bankruptcy attorney Chris Carrozzella and start taking control of your financial future.

Types of Bankruptcy Filings

As an individual there are two types of bankruptcy filing you can choose from depending on your situation: Ch. 7 and Ch. 13 bankruptcies. While each filing has its nuances and fine print the gist of the difference between the two is that Ch. 7 is a financial liquidation of assets while Ch. 13 is classified as a financial reorganization supervised by a federal bankruptcy court. Ch. 7 bankruptcies are designed to relieve debt obligations immediately while Ch. 13 bankruptcies seek to structure income a debtor is receiving into agreed upon payments to creditors. No matter which type of bankruptcy you are looking to file bankruptcy attorney Chris Carrozzella has the experience and knowledge to guide you through what can be a very difficult and confusing process.

A Professional Bankruptcy Attorney

With the help of a professional bankruptcy attorney you can cut through the clutter of bankruptcy laws and get the information you really need to take back control of your finances. Many people get into debt and it is not necessarily a sign of a lack of business acumen or intelligence. As mentioned above a widespread economic collapse or a lingering financial recession can cause many competent and educated people to find they are staring down debt that is greater than their income. When this happens it is imperative that you take proactive steps to stem the skyrocketing interest rates and get a firm grasp of what you can manage. With the help of bankruptcy lawyer Chris Carrozzella you can confidently face any bankruptcy filing in Berlin, CT.


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