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Bankruptcy CT

Filing for bankruptcy in Connecticut can be a daunting and humbling experience. When you owe more money than you can afford to pay it's time to consider filing either a Chapter 7 or Chapter 13 bankruptcy to keep creditors from making a bad situation even worse. No one plans to go bankrupt but due to a lingering recession, a weak economy and high unemployment numbers many people are forced to make difficult decisions regarding their finances, and filing for bankruptcy is one option that can help you get out of debt.

The Benefits of Ridding Yourself of Debt

While the thought of filing a CT bankruptcy may cause feelings of failure and humiliation, the benefits of ridding yourself of crippling debt should take precedent over ego. When you file a Chapter 7 or Chapter 13 bankruptcy in Connecticut you can make a brand new financial start by liquidating certain debts. Once you have filed the proper legal papers with a bankruptcy court in CT legally you are no longer required to pay specific debts and can breathe a little easier knowing that burden is gone. When filing an individual bankruptcy you also may be able to stop creditors from withholding money from your paychecks that was being used to pay off a debt. You also put an end to harassing phone calls from creditors and debt collection agencies that have no problem bothering you at night and on weekends.

Relieve Yourself of Debt

Filing a bankruptcy in Connecticut can relieve you of what are know as unsecured debts, often including credit card, debit card and medical bill debts. If a debt is secured, such as a home mortgage or car, then the lender may be entitled to repossess the property when you file for bankruptcy. Before you seek to file bankruptcy also know that there are some debts that cannot be liquidated including: food pension and child support, student loans, recent tax bills, debts accumulated after filing bankruptcy and debts resulting from fraud.

You will have many questions regarding the consequences of filing a CT bankruptcy, such as how it will affect your credit, whether or not you will need to attend a court hearing and what will happen to your property and it is strongly recommended that you contact a lawyer who specializes in Chapter 7 and Chapter 13 bankruptcies to get all the facts and information you will need to make a responsible financial decision. If you live in Connecticut are considering filing for bankruptcy contact attorney Chris Carrozzella today.

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